Limited Brokerage Services Agreement

Back Effective Date: March 1, 2026

1. Introduction

This Limited Brokerage Services Agreement ("Agreement") sets forth the terms and conditions under which FirmHarbor Inc. ("FirmHarbor," "we," "us," or "our") provides limited brokerage services to you ("Client," "you," or "your"). By opening an account and using our brokerage services, you agree to be bound by this Agreement.

2. Services Provided

FirmHarbor provides limited brokerage services, which may include:

• Execution of transactions on your behalf
• Custody of securities and funds
• Access to investment products and offerings
• Account reporting and recordkeeping

3. Account Types

We offer individual and entity accounts. Each account type is subject to specific eligibility requirements and documentation. We reserve the right to approve or reject any account application at our sole discretion.

4. Client Responsibilities

As a Client, you are responsible for:

• Providing accurate and complete account information
• Reviewing and confirming all transactions promptly
• Maintaining adequate funds in your account
• Complying with all applicable laws and regulations
• Notifying us promptly of any changes to your information

5. Fees and Compensation

Our fee schedule is available on our website and may be updated from time to time. Fees may include management fees, transaction fees, and other charges as described in the fee schedule. By maintaining an account, you authorize us to deduct applicable fees.

6. Risk Disclosure

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. You should carefully consider your investment objectives, risk tolerance, and financial situation before making any investment decisions. We do not guarantee any particular outcome or return on investment.

7. Arbitration

Any controversy or claim arising out of or relating to this Agreement shall be resolved by binding arbitration in accordance with the rules of FINRA Dispute Resolution. By agreeing to arbitration, you are waiving your right to seek remedies in court, including the right to a jury trial.